Co-Ownership Risk Statement
Last Updated: 11/01/2024

General Risk Acknowledgment
Participating in real estate co-ownership through RaiseUp carries inherent risks. Co-owners should understand that all opportunities are subject to market fluctuations, and past performance does not guarantee future results. RaiseUp does not provide financial or legal advice, and all participants are encouraged to independently assess their financial goals and risk tolerance.

Market Risk
The value of properties and income from co-owned properties can fluctuate due to changes in real estate markets, economic conditions, and demand. Interest rate changes, inflation, and economic downturns may impact property values and distributions.

Liquidity Risk
Co-ownership shares in real estate are generally less liquid than other types of assets. Selling or transferring ownership shares may take time. While RaiseUp facilitates share transfers, there is no guarantee of immediate liquidity or future sale opportunities.

Operational Risks
Co-ownership of rental properties involves operational risks such as property maintenance, management, vacancies, and tenant turnover. Delays in repairs or tenant-related issues can impact rental income distributions and overall returns.

Regulatory Risks
Real estate co-ownership is subject to changes in governmental policies, tax laws, and regulations. These changes may affect property values, rental income, and distributions. RaiseUp cannot anticipate or control such regulatory changes.

Property-Specific Risks
Each property may have unique risks, including environmental factors, location-specific conditions, and structural issues. These risks can affect the property's performance and value, which may impact co-owner returns.

Compliance with Stripe Requirements
To ensure compliance with financial regulations, all co-owners must complete onboarding procedures through Stripe. This includes identity verification (KYC), anti-money laundering (AML) checks, and validation of banking details. Failure to complete this process may delay or prevent income distributions and share transactions.

Limited Liability
RaiseUp acts as a facilitator for co-ownership opportunities and is not liable for losses due to market downturns, operational challenges, or other factors that negatively impact co-owner returns. RaiseUp does not guarantee any specific level of performance or return on investment.

Professional Advice
Participants are strongly encouraged to seek independent financial and legal advice prior to engaging in co-ownership. Understanding the risks and ensuring alignment with personal financial goals and risk tolerance is essential.

Conclusion
By participating in real estate co-ownership through RaiseUp, you acknowledge and accept the associated risks. Please carefully consider your risk tolerance and financial situation before committing to any co-ownership opportunity on the platform.